Whether you have been farming in California or looking to move in that direction, farm insurance is available to help you get the policy you need based on the size of your farm and the crops you have.
This policy is often customized to fit what you are doing specifically on your property. Because this is essentially a home business, it is like a blend of home and commercial insurance. The different coverage components of this policy include equipment, products, and livestock.
Any tractors, ATVs, or other vehicles that you need to work on your farm are considered farm equipment. Should it be stolen or damaged in an event beyond your control, your farm insurance policy will assist you with replacing it.
Anything that you are using to grow crops such as seeds and fertilizer is listed under farm products. If you have a livestock farm, their feed is also covered under this component.
Any animals you are raising to sell are considered livestock. They often consist of the following:
These are the most common, and they can be covered in your policy if they are killed, and you were depending on that income. You can also use livestock to work, which is where the equine animals come into coverage protection because of their purpose. With farm insurance, they are protected even in their death or theft
If you are looking to get into the farming industry, it is time to protect that California investment with farm insurance. Our team at Valley Center Insurance Agency is ready to help you customize a farm insurance policy to fit your needs. Give us a call today for more information.